Privacy Policy

Talkoptions.in is dedicated to protecting the privacy, accuracy, and security of every piece of personal data pertaining to its users. This privacy statement explains how we safeguard the personal data you give us when you visit our website, https://www.talkoptions.in, as well as how we use that data to deliver the service that we make available on the Site (the "Service"). For the purposes of this Policy, "personal information" refers to data that can be used to identify you, such as your email address or mobile phone number.

A. Disclosure, if required by law

If required by Government of India or similar Organizational bodies, Talkoptions would be sharing your personal information to the extent being demanded.

B. Your data is secure

In order to maintain the security of your online experience and prevent unauthorized access to talkoptions.in accounts and systems, we utilize a mix of encryption techniques and authentication measures, among other things. For your security and privacy, Talkoptions requests a password from you when you sign up for the Service. Talkoptions securely sends information like your account credentials or registration information for Talkoptions.in.

Both physically and intellectually, our databases are guarded against unauthorized access by regular employees. We encrypt your Service password so that nobody, not even us, can decipher it. All backup tapes and drives are encrypted as well.

No employee is allowed to save any private information on an unsecured computer (nothing can be taken from the database and placed on an unsecured laptop).

C. Confidentiality of your Login ID and Password

Your password must be at least 6 characters in length. You are responsible for maintaining the security of your Login ID and Password. You may not provide these credentials to any third party. If you believe that they have been stolen or been
made known to others, you must contact us immediately at [email protected] , but in any event you should change your password immediately via the Service.

D. We do not disclose or sell email addresses or mobile numbers

The DoubleClick cookie:

Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to Talkoptions website.
Google’s use of the DoubleClick cookie enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet.
If you have not opted out of third-party ad serving, the cookies of other third- party vendors or ad networks may also be used to serve ads on your site.

E. Third party Advertising

We use Google to serve ads on talkoptions.in. Google uses cookies or unique device identifiers, in combination with their own data, to show you ads based on you visiting Talkoptions.in and other sites. You can opt out of the use of the Google cookie by visiting the related Google privacy policy.

F. How do we use your information?

In simple terms, we use your information for service improvement based on our legitimate business objectives, the performance of our contract with you, our adherence to the law, and/or your consent.

We utilize the private information that we receive through our websites for a number of commercial objectives, some of which are listed below. We use your personal information for these purposes in accordance with our legitimate business objectives (referred to as "Business Purposes"), in order to enter into or carry out a contract with you (also referred to as "Contractual"), with your permission (referred to as "Consent"), and/or in order to comply with legal requirements (referred to as "Legal Reasons"). Next to each of the above purposes, we list the exact processing justifications we rely on. We use the information we collect or receive:

To facilitate account creation and login process with your Consent. If you choose to link your account with us to a third-party account *(such as your Google account), we use the information you allowed us to collect from those third parties to facilitate account creation and login process.

To send administrative information to you for Business Purposes, Legal Reasons and/or possibly for Contractual. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.

Fulfill and manage your orders for Contractual reasons. We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the Sites.

Request Feedback for our Business Purposes and/or with your Consent. We may use your information to request feedback and to contact you about your use of our Sites.
To protect our Sites for Business Purposes and/or for Legal Reasons. We may use your information as part of our efforts to keep our Sites safe and secure (for example, for fraud monitoring and prevention).
To enforce our terms, conditions and policies for Business Purposes, Legal Reasons and/or possibly Contractual.
To respond to legal requests and prevent harm for Legal Reasons. If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.
For other Business Purposes. We may use your information for other Business Purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Sites, products, services, marketing and your experience.

G. Will your information be shared with anyone?

In Short: We only share information with your consent, to comply with laws, to protect your rights, or to fulfil business obligations

We only share and disclose your information in the following situations:

Compliance with Laws. As required by law, governmental requests, judicial proceedings, court orders, or other legal processes, such as in response to a court order or summons (including as required by public authorities to meet national security or law enforcement requirements), we may be required to disclose your information.
Vital Interests and Legal Rights. Whenever we believe it is necessary to look into potential policy violations, prevent or take action regarding suspected fraud, situations involving potential threats to the safety of any person, or as evidence in legal proceedings in which we are involved, we may disclose your information.
Vendors, Consultants and Other Third-Party Service Providers. We could disclose your information to outside contractors, service providers, agents, or vendors that operate for us or on our behalf and need access to that data in order to do their jobs. Examples include email delivery, hosting services, payment processing, data analysis, customer support, and marketing initiatives. We may let specific third parties to employ tracking technology on the sites, allowing them to gather information about your usage patterns over time. This data may be used, among other things, to track and analyse data, assess the popularity of specific content, and comprehend online behavior better. We do not disclose, sell, rent, or exchange any of your information with other parties for their marketing needs unless specifically stated in this policy.

With your Consent. We may disclose your personal information for any other purpose with your consent.

H. How long do we keep your information?

In Short: We keep your information for as long as necessary to fulfil the purposes outlined in this privacy policy unless otherwise required by law. We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this policy will require us keeping your personal information for longer than the period of time in which users have an account with us.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will
securely store your personal information and isolate it from any further processing until deletion is possible.

I. Information Collected for creation of account

We allow you to browse our website and product information pertaining to the services available on the website, without being a registered member and without having you to submit to us your personal information. However, we do require you to set up a free account with the talkoptions.in to use our features in relation to the services, as detailed out on the website, and subject to the Terms and Conditions available on the website. Further, the users willing to avail the services (as detailed out on the website) would be required to subscribe to any of the available plans (as the user may deem fit) and create a user account and submit the
following categories of personally identifiable information (hereinafter referred to as “User/Personal Information”) to avail the services.

• Full Name
• Gender
• Age
• Country, State, City
• Address (including ZIP/postal code)
• Email Address
• Password chosen by the user
• Contact details / Mobile Number
• Occupation
• Industry
• Annual Income
• Other details as the User may volunteer
• Such other details that Talkoptions may require.

J. Use of Personal Information:

In general, personal information you submit to us regarding you or your company is used either to respond to requests that you make, or to aid us in serving you better. We use such personal information in the following ways:

• To identify you as a user in our system.
• To provide improved administration of our Site and Services.
• To provide the Services you request.
• To improve the quality of experience when you interact with our Site and Services
• To send you email notifications

• To send newsletters, surveys, offers, and other promotional materials related to our Services and for other marketing purposes.
• Protect our services and our users
• Market and customer analysis, market research and statistics

K. Account Deletion

Talkoptions users can request for account deletion at any point. In order to get your account deleted, please send an email to [email protected] from your registered email address and the request will be completed in 2-3 weeks from the date of
acknowledgement. Upon deletion requests at Talkoptions, the user account and all data related to that is deleted on user request.

L. Do we make updates to this policy?

In Short: Yes, we will update this policy as necessary to stay compliant with relevant laws.

We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.

If you have questions or comments about this policy, you may email us at:
[email protected]